I Agree with Shanaya. It always depends upon your skin texture. You have to opt wisely and carefully while it gets in contact with your skin. But no doubt, Bridal Payals is a legit beauty!! I don't think you should stress much about it. Here are some pictures which can help you in the selection of tyour dream-like anklet
It totally depends upon the product but yes gold metals react according to the skin type. Go for a good and pure quality nothing will happen. The only thing which requires while fetching for a good Payal is "choose wisely".There are a bunch of Bridal Payal ideas which will create an urge to selecting a design according to the matured. Hope it helps!